Concealed carry. part 2 (do I get involved in what is happening in front of me?)

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                A lot of people ask me if they need to get involved in situations where I could be helping someone.   My answer to them is “Are you in fear of immediate great grave/or bodily harm for yourself or a loved one” in this scenario or are you looking to just stop the “bad guy”?

Many of us with a great moral compass and a love for other humans want to be the good guy and save the person in distress, however, if you stumble onto this, and you take action, you need to really be sure who is the bad guy in the situation because you took the step of getting involved in any situation you will be looked at and scrutinized for any action helping out the “good guy” who turned out to be the “bad guy”, you have just landed yourself in some deep legal waters.    Does this sound like you want to be involved in this type of situation? Perhaps you see your friend who looks like they are in trouble, do you help them?  Again, you need to be 100% sure of others’ actions leading up to where they are at right now, and if you step in to help, there was no reluctance on your end to lend a helping hand. Please be sure of your friend’s innocence prior to helping. I know it sounds like I want you to dismiss your friend, but in the end, your family will be the ones bearing the brunt of every move you make from this step forward.

Another situation: rare, but can happen, you have the legal right to stop mass shooter threat in a grocery store or other situation and consequently be shot yourself by another concealed carrier who does not know you are trying to stop the same thing, not realizing you were another good guy with great intentions.  We are not heroes if we can’t save the day or ourselves; we are just dead.

Can you get involved in a situation that dissolved in front of you? Yes, but there might be legal, moral, or mortal consequences. Choose your battles to protect yourself and your immediate loved ones and be a great witness for those who may have needed help.

Concealed carry liability insurance, if you own a firearm, you should have some type of liability insurance to help with your defense once you have crossed the line from innocent to the defender.  Once you use your firearm to help yourself, a loved one, or anyone else along the way, you will need to defend yourself in a court of law.  Remember, most prosecuting attorneys do not want you to exist with a concealed carry permit/license to carry a firearm and want to remove that possibility from you being your immediate responder to being a witness for the police (if you make it).

Your next step in your defense of any kind is to defend yourself from being prosecuted even if you did everything right. This is where ongoing training helps.  It is most experts’ opinion that you should have at a minimum of 4 times the cost of your firearm invested into your own training.  I know that sounds expensive, but so is 10 years from your life if you say or do something that crossed the line in your defense, then you can lose your home, your wife/husband, custody of your children, and this is just the beginning of your costs.

You could also have an attorney on retainer if you have the means to do so, remember, with the insurance, you would be covered as if you had an attorney on retainer. There are many resources to find information regarding this subject.  I personally carry delta defense from USCCA.

For more resources on the types of insurances available and compare several types go to  https://www.concealedcarry.com/self-defense-gun-owner-insurance-programs-compared/

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